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  • About The Hélène Amyotte Team - Information about The Hélène Amyotte Team of Ottawa, Kanata and Orleans, Ontario

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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
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The Hélène Amyotte Team, REALTOR®, real estate agents and broker for Ottawa, Kanata and Orleans, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hélène Amyotte Team
Keller Williams Ottawa Realty

610 Bronson Avenue
Ottawa, ON.
Direct: 613-237-5996
Office: 613-236-5959
Fax: 613-237-8611
Email: Info@Amyotte.com

The Hélène Amyotte Team is a unique group of dynamic professionals, each with their own specialty, but who work together as a cohesive team to attain your goals.


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